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            Terms of Service
            1. Acceptance of Terms
            
                By accessing and using Plan Do Check, you accept and agree to be bound by the terms and provision of this agreement.
            
            2. Use License
            
                Permission is granted to use Plan Do Check for personal, non-commercial purposes. This license shall automatically terminate if you violate any of these restrictions.
            
            3. Service Description
            
                Plan Do Check is a productivity and life-structuring application that helps users plan and achieve their goals across multiple time horizons (7-year, yearly, quarterly, monthly, weekly, and daily). The app enables goal cascading, progress tracking, and daily journaling. While we provide tools for goal achievement, the app does not constitute professional advice or guarantee specific outcomes.
            
            4. User Responsibilities
            
                You are responsible for:
            
            
                • Maintaining the confidentiality of your account
                • All activities that occur under your account
                • Ensuring your use complies with applicable laws
                • The accuracy of information you provide
            
            5. Disclaimer
            
                Plan Do Check is provided "as is" without warranties of any kind. While we provide tools to help you structure your life and achieve goals, the service is not a substitute for professional advice in areas such as financial planning, career counseling, or mental health. Users should consult qualified professionals for important life decisions.
            
            6. Limitation of Liability
            
                In no event shall Plan Do Check be liable for any damages arising out of the use or inability to use the service. Goal achievement depends on individual effort and circumstances beyond the app's control.
            
            7. Modifications
            
                We reserve the right to revise these terms at any time. By using Plan Do Check, you agree to be bound by the current version of these Terms of Service. We will notify users of significant changes via the app or email.
            
            Contact
            
                For questions about these Terms, contact: legal[at]plan-do-check.com